Why is Long-Term Disability Insurance So Important For Musicians?
It is estimated that one in seven workers will suffer from a long-term disability 5 years or longer before they reach age 65. The likelihood a 20-year old will have a disability lasting 6 months or longer before they reach age 67 is around 30%.
How Taxes Work in a Brokerage Account (and How to Manage Them)
Confused about taxes in your brokerage account? Learn what’s taxed, when it’s taxed, and simple moves—like loss/gain harvesting and smart asset location—that can cut your bill and boost after‑tax returns. Your brokerage account doesn’t have to be a tax mystery. Get the plain‑English guide to capital gains, dividends, and timing strategies that help you keep more of what you earn—now and over time. Taxes can quietly drag on returns. This quick read explains what triggers taxes in a taxable account and the practical steps—holding periods, ETFs, and coordinated harvesting—to make your portfolio more tax‑efficient.
Numbers to Keep in Mind for 2026
Going into 2026 there are revised tax rates, contribution limits and other numbers to keep in mind as you plan for your financial future. Here is a description of several limits followed by a downloadable PDF at the bottom.
The Power of Asset Location
The Power of Asset Location: How Placing Your Investments Wisely Can Lower Taxes—And Your RMDs
What to Do After Putting Your Home in a Revocable Living Trust
Added your home to a revocable living trust? Don’t forget these quick steps to keep your insurance and estate plan running smoothly.
The Power of Diversification: Lessons from 2025
Diversification simply means not putting all your eggs in one basket. By spreading your investments across different asset classes and markets, you reduce the impact that any single setback can have on your entire financial picture.
Where Should My Next Dollar Go?
When musicians think about their finances they often become frustrated and even overwhelmed. They ask “where should I start” and “will it really make a difference”?
Money Moves For Musicians Starting Their First Job
After years of practicing around the clock you landed your dream job or first steady gig. Congratulations! Take a moment to enjoy your success! You may wonder, how do you plan for your financial future?